60-second
pre-approval.
Soft credit pull · no SSN required for pre-approval · all credit profiles welcome. 11 lender partners spanning manufacturer captives · credit unions · national banks · specialty subprime. 0.9 — 22% APR depending on tier.
- FIN-01
Manufacturer captives · Honda · Toyota · Ford
Captive lenders for the brands we sell. Best rates on new vehicles · 0.9% — 4.9% APR for Tier 1+ credit. 60 — 84 mo terms standard. ~40% of our financed deals.
- FIN-02
Credit unions · 3 partners
Local Houston credit-union partners with strong used-vehicle rates. 4.9 — 7.9% APR for prime credit. Membership eligibility checked at desk; usually 5-min sign-up.
- FIN-03
National banks · 4 partners
Four national-bank partners covering a broad range of credit profiles, including near-prime tiers. 5.9 — 18.9% APR depending on tier.
- FIN-04
Specialty lenders · 3 partners
For subprime + thin-file applicants. Higher rates (12 — 22% APR) but accessible to most working credit — and refinanceable once your score recovers.
